FOR HOT LISTING OF ATM CARDS CALL ON 022-25710275,276,278      IMMEDIATE PAYMENT SERVICE (IMPS) STARTED IN OUR BANK PRESENTLY WE ARE RECEVING MONEY FROM ANY BANK      ATM ENABLED KISAN CREDIT CARD FACILITY STARTED IN OUR BANK      NEFT FACILITY AVAILABLE IFSC CODE - UBIN0RRBKGS      BANK CODE FOR NEFT : 026, BRANCH CODE FOR ALL BRANCHES :161640      
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NON - AGRICULTURE

Road Transport Operators

Ø The objective is to provide loan for commercial vehicles for road transport operation.
Ø Borrower may drive/operate the vehicle himself or he may engage a driver.
Ø A maximum 80% of the cost of vehicle as per quotation may be sanctioned as loan.
Ø It is a medium term loan.
Ø The loan is to be repaid in 03 to 05 years in monthly installments.
 
Jan Samriddhi Yojana
 
Ø The objective is to provide loan for consumption needs t employees of Govt./Semi-govt./public sector undertaking/institutions.
Ø Permanent employees of the above mentioned institutions whose salary is disbursed from our branch can apply under this scheme.
Ø The maximum loan amount can be 10 times of 50% of net monthly income(after all deductions) or Rs.1.50 lac whichever is less. The loan upto Rs.2.00 lac may be sanctioned if liquid security is offered by the borrower.
Ø It is a Cash Credit type of advance.
Ø The loan is to be repaid in one year.
 
Apna Aaram
 
Ø The objective is to provide loan for fulfilling personal needs and for purchase of consumer durables.
Ø Any permanent employee of Central/State Government, Nigams and educational institutions whose salary is disbursed through our branch can apply.
Ø The loan amount can be upto 10 times of the net monthly salary or Rs.2.00 lac whichever is less.
Ø It is a term loan
Ø The loan can be repaid in 05 years in 60 monthly installments with interest.
 
Educational Loan
Ø Higher professional/technical education to their children is no longer a distant dream to our customers. We provide education loan for this purpose.
Ø The student who wants loan under this scheme must have been selected through admission/selection test and must have been offered call letter for admission.
Ø A maximum of Rs.7.50 lacs can be availed for study in India and Rs.15 lac can be availed for study in a foreign country, depending on repayment mode capacity of parent/guardian.
Ø Repayment starts after one year of completion of the course by the student, or engaging in job whichever is earlier.
Ø It is a Term Loan.
Ø The repayment period of loan varies from 05 to 07 years.
 
Weavers Credit Card Scheme
Ø The aim is to  provide term loan to weavers for working capital for raw materials and apparatus etc.
Ø For individual weaver the maximum limit of loan will not be more than Rs.2.00 lakh.
Ø The loan will be  recoverable in maximum of 5 years including grace period for 6 months, the installments will be monthly.